Pawn Swiss watches — cash in minutes

We issue cash with no limit against genuine watches. Free appraisal and insurance

Pledge processing in minutes
Free insurance of pledged items
Only a passport is required
No amount limits
Over 20 years on the market
Thousands of pledges issued, hundreds of happy clients

Guarantees and deal security

Guarantees and deal security

Guarantees and deal security

  • Pledge insurance — every watch is insured from acceptance.
  • Central Bank license — an official pawnshop in the register.
  • Contract under 196-FZ — transparent terms, no hidden fees.
  • Safe storage — climate control, 24/7 security.
  • Full confidentiality — data is not shared with credit bureaus or third parties.

Why luxury watch owners trust us

Why luxury watch owners trust us

Why luxury watch owners trust us

  • Narrow specialization — we work only with Swiss watches, not a general pawnshop.
  • Watch experts appraise watches like watchmakers, not jewelers by metal weight.
  • Highest appraisal on the market — up to 95%!
  • Individual approach — no amount limits, personal manager, private room.
value

We pay up to 95% of the current market value of your watch

We track the secondary market daily and value your watch at the current price. You get the maximum your watch is worth today.

Which watches you can pawn with us

  • A. Lange & Söhne
  • A.Testoni
  • Adler
  • Akillis
  • Alpina
  • Arnold & Son
  • Artioli
  • Audemars Piguet
  • Backes & Strauss
  • Barakà
  • Baume & Mercier
  • Belyukin
  • Bibigi
  • Blancpain
  • Bottega Veneta
  • Bovet
  • Breguet
  • Breitling
  • Brunello Cucinelli
  • Buben & Zorweg
  • Bvlgari
  • Carl F. Bucherer
  • Carrera y Carrera
  • Cartier
  • Casa Gi
  • Chanel
  • Chaumet
  • Chopard
  • Christophe Claret
  • Corum
  • Crivelli
  • Cvstos
  • Damiani
  • Daniel Roth
  • De Beers
  • De Bethune
  • de Grisogono
  • DeWitt
  • Dior
  • F.P. Journe
  • Franc Vila
  • Franck Muller
  • Gerald Genta
  • Gianni Lazzaro
  • Giorgio Visconti
  • Girard-Perregaux
  • Glashutte Original
  • Gourji
  • Graff
  • Graham
  • Greubel Forsey
  • Harry Winston
  • HD3 Complication
  • Hermes
  • Hublot
  • Hysek
  • HYT
  • IWC
  • Jacob & Co.
  • Jaeger-LeCoultre
  • Jaipur Gems
  • Jaquet Droz
  • Kiton
  • Korloff
  • Krone
  • Leo pizzo
  • LEpée
  • Leviev
  • Longines
  • Louis Vuitton
  • Luca Carati
  • Magerit
  • Marlen
  • Mauboussin
  • Maurice Lacroix
  • MB&F
  • Mercury
  • Messika
  • Mikimoto
  • Montblanc
  • Montegrappa
  • Movado
  • No name
  • Omega
  • Panerai
  • Parker
  • Parmigiani Fleurier
  • Pasquale Bruni
  • Patek Philippe
  • Paul Design
  • Perrelet
  • Piaget
  • Pinctada pearls
  • Pomellato
  • Quinting
  • Richard Mille
  • Roger Dubuis
  • Rolex
  • Romain Jerome
  • S.T. Dupont
  • Sauro
  • Schoeffel
  • Shamballa
  • Stefano Ricci
  • TAG Heuer
  • Theo fennell
  • Tiffany & Co
  • Tudor
  • Ulysse Nardin
  • Urwerk
  • Vacheron Constantin
  • Van Cleef & Arpels
  • Vertu
  • Vieri
  • Visconti
  • Waldmann
  • Waterman
  • XP-Pen
  • Zenith
  • Zydo Italy

How to pawn a watch: 4 simple steps

1. Request Submit a request online or call us. Free preliminary appraisal by photo.
2. Expertise A watch expert checks authenticity, movement condition and accuracy on professional equipment.
3. Agreement We name the amount and terms. You decide without pressure.
4. Get cash We sign the contract, you get cash. The watch is kept in an insured safe.

Find out the pledge value of your watch

Fill in the form
How we work with luxury watch pledges
Individual terms for each deal
Rate and term are calculated individually based on the watch model, loan amount and term. There are no standard rates, because there are no standard clients.
Contract extension
Confidentiality and security of the deal.
Transparent contract, no hidden fees
Free and maximum appraisal.
Minimum documents
Only a passport is required. Watch documents are welcome — they increase the appraisal, but not required.

Express online appraisal in 30 minutes

Why us, not a bank or private sale

Criterion
Our pawnshop
Bank loan
Selling on Avito
Speed 15 minutes 3–7 days Weeks/months
Documents Passport only Certificates Fraud risk
Credit history Not checked Required N/A
Watch return Yes, by buyback No, forever
Security Insurance, safe No guarantees

Professional expertise and absolute security

Insured storage, CCTV, climate control
Insured storage, CCTV, climate control
Central Bank license, insurance policy, certificates
Central Bank license, insurance policy, certificates
Equipment (Timegrapher, loupes, UV lamps), expert qualification, experience working with rare models
Equipment (Timegrapher, loupes, UV lamps), expert qualification, experience working with rare models
Data is not shared with third parties, no effect on credit history
Data is not shared with third parties, no effect on credit history

we helped

An urgent deal

An urgent deal
Situation

An entrepreneur needed funds to close a real estate deal: the bank required two weeks for approval, which he did not have.

Solution

We arranged a pledge of a Patek Philippe Nautilus the same day. The appraisal took 25 minutes, and the money was transferred to his account within an hour.

Result

The deal closed on time. The watch was redeemed in three weeks, and the client returned with an Audemars Piguet Royal Oak for another matter.

A pledge instead of a sale

A pledge instead of a sale
Situation

A collector faced a cash gap in his business but did not want to part with a rare early-series Rolex Daytona: such a model would be impossible to find on the market later.

Solution

A two-month pledge with an option to extend. The watch was kept in an individual climate-controlled safe.

Result

After six weeks the watch was redeemed and the collection preserved. The client now comes to us for advice on appraising new acquisitions.

Confidentiality first

Confidentiality first
Situation

A public figure who needed funds without extra attention: no certificates, no credit-history records, no mentions in bank statements.

Solution

The deal was held in a private meeting room, arranged against a passport, with a cash payout. The data was not shared with credit bureaus or third parties.

Result

Full confidentiality was maintained. The client has returned twice more over the past year.

A tricky model others turned down

A tricky model others turned down
Situation

The client visited several pawnshops with a vintage A. Lange & Söhne Datograph: everywhere he was either refused or offered a very low appraisal due to the model’s rarity and absence from the mass market.

Solution

Our expert researched Phillips and Christie’s auctions, found reference sales from the last six months and valued the watch at its true collector’s price.

Result

The client received a sum several times higher than at general pawnshops. The watch was redeemed on time.

A large sum without bureaucracy

A large sum without bureaucracy
Situation

A top manager needed a seven-figure sum for a personal project. Going to a bank meant collecting income certificates, coordinating with the employer and risking information leaks into the corporate environment.

Solution

We arranged a pledge of a three-watch collection (Richard Mille, Patek Philippe, Vacheron Constantin) under a single contract. Payout by bank transfer, with a security escort during the handover of the watches.

Result

The project was completed, and the watches were redeemed in two months in a single payment.

A returning client

A returning client
Situation

The client is turning to us for the fifth time in three years: he uses a watch pledge as a quick financial tool rather than an emergency measure.

Solution

Personal terms for a regular client, a simplified procedure (no repeat full appraisal of familiar models), and priority handling of requests.

Result

The watches always return to their owner; the relationship is built on years of trust.

Our customer reviews

Частые вопросы о залоге часов
в ломбарде

Can I pawn a watch without documents?
Yes. A passport is enough to arrange a pledge — documents for the watch itself (box, warranty card, receipt) are not required. They increase the appraisal, but with confirmed authenticity we arrange a pledge without them.
What rate does the pawnshop charge for a watch pledge?
The rate is calculated individually — based on the watch model, loan amount and term; there are no standard tariffs. Interest accrues for the actual number of days the loan is used, with no hidden fees. We name the exact rate after a free appraisal.
What happens to my watch if I do not redeem it on time?
Throughout the term the watch is kept in an insured safe. The contract can usually be extended. If redemption does not happen and the contract is not renewed, the watch is sold to repay the loan — but the priority is always to return the watch to its owner.
How is the pledge value of Swiss watches determined?
The appraisal is done by a watch expert: authenticity and movement condition are checked on professional equipment, taking into account the brand, reference, year, completeness and current secondary-market quotes. We pay up to 95% of the current market value.
Do you accept watches with defects?
Yes, we accept watches in any condition except replicas. Wear or the need for service affects the appraisal but is not a reason for refusal — repair costs are accounted for transparently, item by item.
Can the pledge term be extended?
Yes, the contract can be extended — confidentially and without unnecessary formalities. The terms of extension are agreed individually.
How does a pledge differ from selling a watch?
A pledge is a loan secured by the watch: you keep ownership and take the watch back after repaying the debt. A sale (buyout) is a final deal: the watch becomes ours and the money stays with you with no return.
What documents are needed to pawn a watch?
Only a Russian passport. Documents for the watch (warranty card, receipt, product passport) are welcome — they increase the appraisal — but not required.

Pawning luxury Swiss watches — fast cash without losing your valuables

Owners of expensive watches often face a situation where a large sum is needed urgently, while going to a bank is slow and inconvenient. Pawning Swiss watches at a specialized pawnshop solves this in minutes: you get cash while your watch is kept in an insured safe until redemption. No income statements, no credit history checks and no lengthy approval — just a passport and the watch itself.

Why pawning a watch at a specialized watch pawnshop pays off

Ordinary pawnshops value watches by metal weight and hallmark, ignoring the brand, rarity and movement condition. A specialized watch pawnshop works differently. Watchmaker experts consider dozens of parameters: from the movement caliber and complications to the history of a specific reference on the secondary market. That is why the pledge amount at a watch pawnshop can be several times higher than at general buyers.

For example, the price of a Rolex Submariner on the secondary market steadily grows, and a competent appraiser accounts for this. And Patek Philippe models from limited collections or with rare dials can cost far above retail — an ordinary pawnshop simply lacks such expertise.

What affects the pledge amount for Swiss watches

The final amount you get depends on a combination of factors. The brand and specific model are key: watches from the "holy trinity" (Patek Philippe, Audemars Piguet, Vacheron Constantin) are valued higher than mass-line models. The case material also matters — rose gold or platinum raise the pledge value compared to steel.

The movement condition is checked on professional equipment: accuracy, balance amplitude, traces of non-warranty repair. A watch in excellent condition with a full set — box, documents, warranty card — is valued noticeably higher than pieces without one. If you kept the boutique receipt or a certificate of authenticity, be sure to bring it.

How to prepare your watch before visiting the pawnshop

A few simple steps help you get the maximum amount. Wipe the case and bracelet with a soft cloth — clean watches make a better impression. If the model is mechanical, make sure it is wound and shows the correct time. For quartz watches, replace a dead battery in advance.

Gather everything you have: the original box, watch passport, warranty card, extra bracelet links. Each of these set elements increases the appraised value. And most importantly — go to a pawnshop with certified watch experts, not just jeweler-appraisers. The difference in the pledge amount can be tens of percent.

Pawning a watch is not a sale

It is important to understand the fundamental difference between a pledge and a sale. When you pawn a watch, you keep ownership. At the end of the contract — or any time before — you repay the loan with interest and take your watch back in the same condition. Early redemption usually carries no penalties, and interest is recalculated for the actual number of days the loan was used.

If circumstances change and redemption is no longer needed, you simply do not renew the contract — and bear no additional obligations. This makes pawning a watch one of the most flexible and safe financial tools for owners of luxury accessories.

Find out the pledge value of your watch
Free expert appraisal by photo in 30 minutes
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How to find us

Kutuzovsky Avenue, 30
How to find us
Hours
Daily from 10:00 to 20:00

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